Purchasing the right health insurance plan for family is very important to get the most benefits out of it. An inadequate health plan is as good as not having health insurance in the first place. To get proficient health insurance, one needs to compare all the policies online to pick out the best parents' health insurance. 

Best Parents' Health Insurance. Read To Know More

Activ Assure - Diamond with Super NCB

If you are looking for health insurance plans for family , this is something that can help you out. Offered by Aditya Birla health insurance, this plan gives you a cover of Rs. 5 lakhs. It begins at Rs. 476 per month. It covers 2 adults and 4 children. One of the best parts about it is that it gives free health check-ups to all the members of the family registered in the insurance plan. 

Besides this, other features include daycare cover, reloading, etc. A high NCB Or Non-Claim Bonus is also offered by the insurance providers towards the expiry of the term of the insurance plan if a policyholder has not raised any claim. Buying this can save you from buying parents' health insurance, until and unless there are some specifications that you are looking for in your plan. 

Optima Restore by HDFC ERGO

This cover of Rs. 5 lakhs start at Rs. 738 per month. The premium amount per month is also not kept very high, to save people from facing any kind of inconvenience. You can look for parents' health insurance separately for your parents if they need medical attention that is specifically made for people of their age. 

Otherwise, all sorts of general services like daycare cover, health check-ups, etc. are covered. Special features like 100% restoration and organ donor cover are also available. It is one of the best health insurance plans for your family you can get in India. 

Health Companion by Niva Bupa health insurance

In this health insurance plan for family, you get a cover of Rs. 5 lakhs at Rs. 566 per month. Offering multiple features that are otherwise not available in most health insurance plans for families, this is one of the best insurance plans. 

Looking at its inclusions, you can drop the idea of buying separate parents' health insurance. Rooms of any category save for suits are available, along with AYUSH cover, day care cover, organ donor cover, etc. Niva Bupa health insurance has a partnered network of 6000+ hospitals for cashless benefits. 

Family Health Optima by Star health insurance

Giving a cover of Rs. 5 lakhs for Rs. 855 per month, it is one of the best health insurance plans for families. Free health check-up, 100% restoration, day care cover, as well as ambulance cover, is provided to the policyholders. 

If there are suitable inclusions for old people, you might as well not have to purchase parents health insurance separately for your parents. You can check it out for an affordable deal. You can easily apply for this star health insurance online. The claim process is also very easy and simple. 

Bajaj Allianz Health Guard Plan

With the highest Claim Settlement Ratio of around 98%, the Bajaj Allianz health guard plan is one of the best health insurance plans for family in India. The insured amount of this health plan varied from 1.5 lakhs to 1 crore. It offers supreme coverage which includes post-hospitalization expenses charges, Road ambulance, Preventive health check-ups, Maternity expenses and Bariatric surgery coverage. It is one of the best parents’ health insurance plans you can get to secure them financially.